Is often the key to many things that we desire in life. Our credit score influences what homes we can buy, the type of cars we can purchase, auto and homeowners insurance rates, business surety bonds and sometimes the jobs that we can get. With that being said, having good credit can open as many doors as it slams closed in many people’s face. The purpose of Painting Away Bad Credit Diary is to establish and fortify an individual’s credit worthiness by improving their credit ratings. This diary can be instrumental in helping first time homeowners buy their dream homes or while allowing home owners maintain their home ownership preventing foreclosure. In addition, it can help to correct or stabilize any one that has and will utilize credit. This diary can be used as a reference tool to help guide people with their credit endeavors alongside the comprehensive credit board, specifically designed to help people visualize their credit dreams.
Painting Away Bad Credit Diary provides insight on how to manage their bills and the benefits that it produces. This book allows readers to gain insight on how they can maintain and manage their credit and restore or fortify their credit standings. The diary will teach readers how to properly read credit reports and how to consolidate and maintain their debt. Many people become entangled in trying to balance their financial obligations and as result many of their bills become delinquent. The credit diary seeks to help people create healthy credit habits through smart budgeting and planned spending. The Credit Diary is a vehicle to help familiarize college students with the right tools, while guiding them and teaching the importance of budgeting, the use of credit and the consequences of misusing credit whiling informing them of ongoing legal matters they may face in the future.
The Personal Credit Diary can give small business owners the tools of empowerment to propel their business forward by providing tips on how to properly utilize their credit. Many business owners begin their business endeavors poorly by disrupting their credit by taking out loans as start-up money and not having the money to repay them back. The credit diary can provide insight to up and coming business owners on how to manage their loans through consolidation and "beneficial" repayment agreements.
